VOLUNTARY CRITICAL ILLNESS GUARANTEED ACCEPTANCE APPLICATION
Note: available to eligible employees and dependent spouses enrolled in Benefit Class 1, 2, and 4. As a CISVA/RCAV employee, you covered $10,000 of Basic Critical Illness Insurance.
Suppose you or your spouse require more than the Basic Insurance amount. In that case, you can apply for $25,000 to $300,000 of medically underwritten Critical Illness Insurance coverage under the CISVA Voluntary Critical Illness Insurance plan.
For new employees to the benefits plan, within the first 60 days of employment, you can apply for the first $25,000 of Optional Critical Illness insurance without having to supply medical evidence. You are guaranteed approval for this voluntary coverage, regardless of your medical history (regardless of your pre-existing conditions).
Please be aware of this strict timeline after the 60-day window; you are subject to medical evidence! Industrial Alliance Pacific (IAP) has updated its website to allow direct, online applications. Please visit their site for additional information on this benefit narrative, rates, the application process, etc. INDUSTRIAL ALLIANCE – VOLUNTARY CRITICAL ILLNESS INFORMATION
REMINDER: If you do not want to continue your Voluntary Critical Illness coverage after termination or retirement, please get in touch with Industrial Alliance to cancel the coverage and premium deduction.